There are those who overlook the value of health insurance in Thailand until they are confronted with health or medical issues or when they or a family member gets into an accident. Some people see health insurance as an added monthly expense especially if you would be spending for it on your own as there are those who are provided with insurance by their employers. But then, you never know when mishap would arise and surely want to be ready when that happens. For financial freedom and peace of mind,get a health insurance plan for you and your family even if you do not currently need it. Here are some reasons why.
Cheaper than hospital bills
If in case you or a family member gets hospitalized, the health insurance would shoulder a large amount of the medical and hospitalization bills, if not all, depending on the type of coverage that you opted. This will make it easier for you to recover financially even with high hospital bills and medical expenses. Because your out-of-the-pocket expenses are low, you no longer have to borrow money or withdraw your savings from the bank. No matter how healthy you are at the moment, accidents and health misfortune can change all that which is why, it would be best to have a health insurance in Thailand for your financial security.
Lesser medication costs
With your health insurance that covers prescription drugs, your drugs and medical expenses would be lower. Aside from choosing generic medication, you can also save a huge amount of money by having a health insurance that would cover medication bills.
Savings on check ups
One notable benefit of health insurance is that you no longer have to worry about spending for check-upsor doctor visits. All you have to do is set an appointment with your doctor and the bills would be covered by the insurance. This way, not only will you be updated on your health status, you would also not spend for it at all. Choose a health insurance in Thailand that covers vaccinations, immunizations and other preventive health measures.Choose health insurance with wellness exams, laboratory tests and dental services.